Low Interest Lifetime Balance Transfer Credit Cards
Halifax has fired the latest shot in the battle to offer the best credit card, increasing the interest-free period on both balance transfers and new purchases to 15 months on its All in One Credit Card.
The bank doesn't come close to offering the longest 0% deal
Low Interest Lifetime Balance Transfer Credit Cards
– that honour still goes to Barclaycard at a record 28 months – but with a balance transfer fee of just 1% it is a good all-rounder aimed at those who want to move debts for a shorter period or spread the cost of a big purchase.
Low Interest Lifetime Balance Transfer Credit Cards
The attraction of this deal is the low balance transfer fee. Halifax will refund two-thirds of the 3% fee, which means customers will pay just 1%; nor will they have to pay interest on any purchases for 15 months.Low Interest Lifetime Balance Transfer Credit Cards
The card is only slightly bettered by NatWest's Platinum Balance Transfer card, which also offers an interest-free period on balance transfers and new purchases of 15 months. The transfer fee on this is a slightly lower 0.9%.
Low Interest Lifetime Balance Transfer Credit Cards
Tesco has the best deal for someone who wants a 0% rate for purchases and is not concerned about transferring a balance. Its ClubCard Mastercard charges 0% for 18 months, then 16.9% – although that is only for customers with the best credit rating.
Low Interest Lifetime Balance Transfer Credit Cards
